Big Coverage for Small Business
Affordable coverage designed for small businesses, sole proprietors, and local shops.
Get a Business Insurance QuoteAbout Business Insurance
You've worked hard to build your business — let Guardian Insurance protect it. Whether you're a sole proprietor, run a local shop, or manage a growing LLC, we'll find the right coverage from over 30 carriers. Business insurance doesn't have to be complicated or expensive.
What's Covered
- General liability insurance
- Business owner's policy (BOP)
- Business property insurance
- Professional liability (errors & omissions)
- Business interruption insurance
- Cyber liability insurance
- Workers' compensation
- Commercial auto insurance
Frequently Asked Questions
Yes! Without business insurance, your personal assets are at risk if someone files a claim against your business. Even a home-based business should have at least general liability coverage.
A BOP bundles general liability and business property insurance into one affordable policy. It's a popular choice for small businesses because it simplifies coverage and often costs less than buying each policy separately.
Costs vary based on your industry, revenue, number of employees, and coverage needs. Many small businesses pay $500–$3,000 per year. We'll shop multiple carriers to find you the best rate.
Ready to Get Business Insurance?
Get a free, no-obligation quote. We'll shop 30+ carriers.
It only takes a few minutes.