Areas We Serve

Proudly serving Windsor, Garden City, and communities across central & western Missouri.

Local Agents, Statewide Coverage

Guardian Insurance is headquartered in Windsor (Henry County) and Garden City (Cass County), Missouri. As independent agents, we proudly serve families, farmers, and businesses throughout central and western Missouri — including Henry, Cass, Johnson, Pettis, Benton, St. Clair, Bates, Lafayette, and Vernon counties.

Whether you live down the road or across the state, we can shop over 30 insurance carriers to find you the best coverage at the best price. Auto, homeowners, farm, business, life, trucking — we handle it all with personal, local service.

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2 Office Locations

Windsor & Garden City, MO

Counties & Communities We Serve

We're proud to help our neighbors across these Missouri counties with all their insurance needs.

Henry County

Home Office — Windsor

Windsor, Clinton, Calhoun, Deepwater, Montrose, Urich, Tightwad, Blairstown, Brownington, La Due

Auto, home, farm, business, life & more

Cass County

Office — Garden City

Garden City, Harrisonville, Pleasant Hill, Belton, Raymore, Peculiar, Drexel, Cleveland, Archie, Freeman

Auto, home, farm, business, life & more

Johnson County

Warrensburg, Knob Noster, Holden, Centerview, Chilhowee, Leeton, Kingsville

Home of Whiteman AFB & UCM — we insure military families too

Pettis County

Sedalia, La Monte, Smithton, Hughesville, Green Ridge

Home of the Missouri State Fair — farm & ranch specialists

Benton County

Warsaw, Cole Camp, Lincoln, Ionia, Edwards

Truman Lake area — boat & watercraft insurance available

St. Clair County

Osceola, Appleton City, Roscoe, Lowry City

Rural coverage specialists — farm, livestock & equipment

Bates County

Butler, Rich Hill, Adrian, Amoret, Hume

Auto, home, farm & commercial coverage

Lafayette County

Lexington, Odessa, Higginsville, Concordia, Waverly

I-70 corridor — auto, home & business insurance

Vernon County

Nevada, Bronaugh, Sheldon, Walker, Milo

Western Missouri coverage — all insurance types

Don't see your county listed? No problem — as independent agents licensed in Missouri, we can serve you anywhere in the state. Contact us or request a quote.

Insurance We Offer Across Our Service Area

No matter where you live in Missouri, we can shop 30+ carriers for the coverage you need.

Auto Insurance

Liability, collision, comprehensive & more. We find the best rates across 30+ carriers for drivers in Windsor, Sedalia, Warrensburg, Harrisonville & beyond.

Homeowners Insurance

Protect your home in Henry County, Cass County, Johnson County, or anywhere in Missouri with comprehensive dwelling coverage.

Farm & Ranch Insurance

Specialized coverage for Missouri's farming communities — livestock, equipment, crops, and farm liability across Pettis, Benton, St. Clair & surrounding counties.

Business Insurance

Small business coverage for shops, contractors, and services in Clinton, Sedalia, Pleasant Hill, Warrensburg & throughout the region.

Life Insurance

Term and whole life options to protect your family's future. Available to Missouri residents statewide.

Trucking Insurance

Owner-operator and fleet coverage for truckers in the Kansas City corridor, I-70, Highway 7 & across Missouri.

Ready to Get Covered?

Whether you're in Windsor, Warrensburg, Sedalia, Harrisonville, or anywhere in Missouri — we'll shop 30+ carriers to find you the best insurance at the best price.

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