How to File a Claim
Ensure Everyone's Safety
If you're in an accident, make sure everyone is safe. Call 911 if there are injuries. Move to a safe location if possible.
Document Everything
Take photos of any damage, get contact information from other parties involved, and collect a police report number if applicable.
Call Guardian Insurance
Contact our office as soon as possible. We'll guide you through the process and help you file your claim with the carrier. We're your advocate throughout.
Contact Your Carrier Directly
For fastest service, you can also call your insurance carrier's claims line directly. Find your carrier's number in the table below.
Follow Up
Keep track of your claim number and any communications. If you need help at any point, we're just a phone call away.
Office Hours
Windsor Office
Mon–Fri: 9am–5pm
Garden City Office
Mon–Fri: 9am–4:30pm
Carrier Claims Contact Information
Find your insurance carrier below for direct claims reporting.
| Carrier | Claims Phone | Website |
|---|---|---|
| Carrier information will be added here | — | — |
Don't see your carrier? Call us and we'll help you find the right claims number.
Claims Tips
A few things to keep in mind when dealing with an insurance claim.
Take Photos
Document damage from multiple angles. Photos are crucial evidence for your claim.
Keep Records
Save receipts, police reports, medical records, and all correspondence related to your claim.
Report Promptly
File your claim as soon as possible. Delays can complicate the process and affect your payout.
Prevent Further Damage
Take reasonable steps to prevent additional damage (e.g., tarp a leaking roof). Keep receipts for reimbursement.
Don't Admit Fault
In auto accidents, don't admit fault at the scene. Let the insurance companies and investigators determine liability.
Call Us Anytime
We're your advocate. If you're unsure about anything during the claims process, give us a call.