Auto Insurance That Fits Your Life

Protect your vehicle and your wallet with competitive auto insurance rates from 30+ carriers.

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About Auto Insurance

Whether you drive a brand-new SUV or a trusted pickup truck, Guardian Insurance will find the right auto insurance policy for you. As independent agents, we compare rates from over 30 carriers to ensure you get the coverage you need at a price you can afford.

What's Covered

  • Liability coverage (bodily injury & property damage)
  • Collision coverage
  • Comprehensive coverage (theft, weather, animals)
  • Uninsured/underinsured motorist protection
  • Medical payments coverage
  • Rental car reimbursement
  • Roadside assistance

Frequently Asked Questions

Missouri requires minimum liability coverage of 25/50/25, but we often recommend higher limits to fully protect your assets. We'll help you find the right balance of coverage and cost.

It depends on the carrier and the circumstances. As independent agents, we can shop your policy across multiple carriers to find the best rate even after a claim.

Yes! We work with carriers that offer good student discounts and other savings for teen drivers.

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